Anderson School District One

Disability Insuranceperson on crutches
 
Short Term Disability Insurance is available through Unim.
 
Basic Long Term Disability Insurance(BLTD) is offered free (automatic enrollment) to any employee enrolled in a state health plan or HMO. It is provided by The Standard. This insurance pays 62.5% of your monthly salary – maximum of $800/month beginning the 91st day of disability

Supplemental Long Term Disability Insurance(SLTD) is also available. The premium is based on age and salary. A breakdown can be found in the Insurance Benefits Guide. The benefit pays 65% of the first $12,307 of your predisability earnings, reduced by deductible income up to $8,000 per month. Employees may enroll in SLTD coverage at any time by providing medical evidence of good health and being approved. Contact the Benefits Office for a medical form.

Long Term Care Insurance is available through Prudential.

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